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Post by Jeppers on Dec 24, 2015 18:55:21 GMT -5
Merry Christmas everyone at the CTM. Love ya guys and bitch. haha
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Post by steelers1954 on Dec 24, 2015 19:04:21 GMT -5
A Merry Christmas to you my friend !
Merry Christmas everbody !
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Post by Deleted on Dec 25, 2015 14:37:53 GMT -5
Merry Christmas to all of you from Me, Marlene, and Larryb. I'm glad I got to know you in the cyber world.
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Post by divebitch on Dec 25, 2015 20:38:30 GMT -5
Sorry so late to the X-Mas party. Have a happy, healthy holiday!
Edit: Hard to feel Christmasy when today and yesterday, in Philly, been out in shorts and a t-shirt. Sick! But loving it. Posted all the above at the other PB. Don't wanna feel like a pimp about it. They are nice GIFs. haha Also glad I was part of the original GY group that allowed me to forge as good friendships as has happened as a result.
Love and peace, your Dive B.
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Post by steelers1954 on Dec 25, 2015 20:59:36 GMT -5
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Post by Deleted on Dec 25, 2015 21:09:24 GMT -5
Nice pictures Bev. Happy holidays to you. Can't believe its almost new year already. Seems I just paid my taxes. haha. Hey I will be social security age in march. yeah me.
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Post by divebitch on Dec 26, 2015 11:02:34 GMT -5
Nice pictures Bev. Happy holidays to you. Can't believe its almost new year already. Seems I just paid my taxes. haha. Hey I will be social security age in march. yeah me. You're not 8 years older than me. Are you?!? Or is it 62 now? Seems to me, they make eligibility older and older, since people are living longer. Doesn't mean they have the same quality of life at the same age that makes them as effective at a job. All it means is that they can treat/cure more causes of death than they used to. Any excuse to cut funds cuz of gov't misspending.
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Post by Deleted on Dec 26, 2015 12:30:59 GMT -5
You can collect at 62, but if you wait until 66 you get more per month. If I collect at 62 I will get $1100.00 a month. If I wait until 66 I get $1400.00. So if you figure it out, if I wait it would would take sixteen years before I would make up for the money I didn't get from sixty two to sixty six. I would be 82 by then.
Not sure how it works if I'm still working at sixty two. Which I will be.
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Post by Jeppers on Dec 26, 2015 16:33:29 GMT -5
Ohh Craig...I would wait. Im not near that yet,,only 51...but I thought you could work part time or something and still get your SS. If you do that then it wouldnt take 16 years.
BTW Bev...It was 77 yesterday and 80 today...but Im not gonna say nothing deragatory about the weather,cuz it could be 15 and a Ice storm or something,lol. It doesnt feel like Christmas weather,but I will take it.
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Post by Deleted on Dec 26, 2015 16:44:15 GMT -5
ya I can work part time, I already do. Working for myself I don't make much. We write off everything. haha. What my tax lady says is the eleven hundred a month I get from 62 to 66 is $1100.00 X 48=52,800.00. So the three hundred more a month I would get at 66 would take sixteen years to make up for the $52,800.00. So I could use the $52 thou as an investment if I don't use it. I would be way better off to take the money now. she says. She's smart. And who knows if ss will even survive?
Oh and it's never Christmas weather here. Although its been cold at night lately.
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Post by Jeppers on Dec 26, 2015 16:50:52 GMT -5
ya I can work part time, I already do. Working for myself I don't make much. We write off everything. haha. What my tax lady says is the eleven hundred a month I get from 62 to 66 is $1100.00 X 48=52,800.00. So the three hundred more a month I would get at 66 would take sixteen years to make up for the $52,800.00. So I could use the $52 thou as an investment if I don't use it. I would be way better off to take the money now. she says. She's smart. And who knows if ss will even survive? Oh and it's never Christmas weather here. Although its been cold at night lately. I dont know really,,its confusing. But if you work part time you might not miss the 300 a month. I would google the options you have and see the pros and cons if I were you. But you do get the 1400 after 4 years thought right?
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Post by divebitch on Dec 26, 2015 17:26:41 GMT -5
You can collect at 62, but if you wait until 66 you get more per month. If I collect at 62 I will get $1100.00 a month. If I wait until 66 I get $1400.00. So if you figure it out, if I wait it would would take sixteen years before I would make up for the money I didn't get from sixty two to sixty six. I would be 82 by then. Not sure how it works if I'm still working at sixty two. Which I will be. Shows you what I know. Nothing! ha I thought that long ago it was 62 & 1/2 early or 65 regular, and now it's 65 early and 67 1/2 regular or something like that. At any rate, I know what you mean. Not Soc. Sec., but just opting for my pension from McGraw-Hill (you could take it at age 55). It doesn't seem like you get that much more for waiting. Especially if you're not working now. The pittance they'd give me right now (maybe $200 a month???) would not raise my tax bracket. I think that's the difference for most working people. If I took it now, the break even point was somewhere around 70-72 years old? Thing is, if you invest wisely, that age goes up. I kick myself in the ass, cuz a couple years ago, they offered a one time lump sum, and I didn't take it. Also a way better monthly deal, someone shoot me.
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Post by eddiej on Jan 2, 2016 18:26:44 GMT -5
Happy New Years to all. You guys and gals are great. That video of Bellicheck was funny.
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